Business Insurance

Business
Insurance

Business Insurance Quotes in Ontario

Whether you run a small or large business in Ontario, safeguarding your investment and employees is crucial. Business Insurance or Commercial Insurance offers financial protection against unforeseen events that could impact your business, including property damage, liability claims, and employee injuries.

At ZAG Insurance, we recognize the distinct requirements of businesses of all sizes. We provide a diverse selection of insurance products customized to suit your specific needs and budget. Our experience brokers will collaborate with you to evaluate your risks and suggest optimal coverage options to ensure your business is protected.

All the business coverage you need

Here are a few essential types of coverage to consider depending on your business:

Property

This insurance provides coverage for your business property, including owned buildings, in the event of damage caused by fire, flood, lightning, or vandalism.

Commercial Auto

This insurance policy covers your company cars and extends to the business use of personal vehicles. Additionally, fleet policies are available for businesses with five or more vehicles.

Commercial General Liability

This coverage protects your business in the event of lawsuits related to property damage or injuries to individuals who are not employees. It covers court-ordered awards, settlements, and legal fees.

Professional Liability

If you work as a consultant, doctor, counselor, or operate a business that offers advice to clients, there is insurance coverage available to protect against errors or negligence in your professional services.

Key Person Insurance

To ensure the continuity of a company in the event that the owner or another key contributor becomes unable to manage the business, life and disability coverage is available. This coverage helps to sustain the business’s operations during such circumstances.

Business Contents

You can obtain coverage for your business inventory, furniture, computers, supplies, and any other items present on your premises. This coverage protects against damage and theft incidents.

Business Interruption

This insurance can offer financial support while you rebuild or recover from incidents such as break-ins, fires, weather damage, or any other insured event that adversely affects your business revenue.

Product Liability

This coverage addresses product defects and incorrect labeling that result in injuries or property damage. It includes compensation for court-awarded damages, legal fees, and other related expenses.

Cyber Insurance

All businesses are susceptible to cyber threats such as hacking, malware, data breaches, and other electronic mishaps. Cyber coverage assists in the recovery of your business in such situations.